Documented release
v63.2.0
Sovereign PHI, Live Certificate Checkout, and Settled-Only Cash Instruments
Release date 2026-04-19
Outcome
Outcome
Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
Changes
What changed
Wallet settled value now counts explicit settledUsdCents metadata instead of…
Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
Technical and authority boundary
Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Users with positive PHI/unsettled value now get the PHI/entitlement UI…
Users with positive PHI/unsettled value now get the PHI/entitlement UI even if they were not originally entitlement-enabled.
Technical and authority boundary
Users with positive PHI/unsettled value now get the PHI/entitlement UI even if they were not originally entitlement-enabled.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Users with positive PHI/unsettled value now get the PHI/entitlement UI even if they were not originally entitlement-enabled.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Wallet and Market show the non-settled lane as Sovereign with…
Wallet and Market show the non-settled lane as Sovereign with a Φ amount and USD equivalent, not as generic ecosystem money.
Technical and authority boundary
Wallet and Market show the non-settled lane as Sovereign with a Φ amount and USD equivalent, not as generic ecosystem money.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Wallet and Market show the non-settled lane as Sovereign with a Φ amount and USD equivalent, not as generic ecosystem money.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Send and market-buy flows label mixed funding as settled dollars plus PHI
Send and market-buy flows label mixed funding as settled dollars plus PHI.
Technical and authority boundary
Send and market-buy flows label mixed funding as settled dollars plus PHI.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Send and market-buy flows label mixed funding as settled dollars plus PHI.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Wallet history now shows the same value receipt language on ledger activity
Wallet history now shows the same value receipt language on ledger activity: settled value, Sovereign PHI value, certificate shares when present, and funding source.
Technical and authority boundary
Wallet history now shows the same value receipt language on ledger activity: settled value, Sovereign PHI value, certificate shares when present, and funding source.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Wallet history now shows the same value receipt language on ledger activity: settled value, Sovereign PHI value, certificate shares when present, and funding source.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Wallet settlement notes are blocked unless the requested amount is…
Wallet settlement notes are blocked unless the requested amount is fully covered by settled balance.
Technical and authority boundary
Wallet settlement notes are blocked unless the requested amount is fully covered by settled balance.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Wallet settlement notes are blocked unless the requested amount is fully covered by settled balance.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Direct market sells no longer fail just because the full…
Direct market sells no longer fail just because the full sale is not backed by funded liquidity. The backed slice credits settled balance; the unbacked remainder credits PHI.
Technical and authority boundary
Direct market sells no longer fail just because the full sale is not backed by funded liquidity. The backed slice credits settled balance; the unbacked remainder credits PHI.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Direct market sells no longer fail just because the full sale is not backed by funded liquidity. The backed slice credits settled balance; the unbacked remainder credits PHI.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Direct market sells now patch the visible settled and Sovereign…
Direct market sells now patch the visible settled and Sovereign balances immediately from the known trade result instead of waiting for a page refresh.
Technical and authority boundary
Direct market sells now patch the visible settled and Sovereign balances immediately from the known trade result instead of waiting for a page refresh.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Direct market sells now patch the visible settled and Sovereign balances immediately from the known trade result instead of waiting for a page refresh.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Certificate owner liquidity sells now follow the same split
Certificate owner liquidity sells now follow the same split: backed value settles, unbacked value returns as PHI.
Technical and authority boundary
Certificate owner liquidity sells now follow the same split: backed value settles, unbacked value returns as PHI.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Certificate owner liquidity sells now follow the same split: backed value settles, unbacked value returns as PHI.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Market asset detail and trade preview now expose the liquidity truth before action
Market asset detail and trade preview now expose the liquidity truth before action: settles now, returns as Sovereign, and can certificate.
Technical and authority boundary
Market asset detail and trade preview now expose the liquidity truth before action: settles now, returns as Sovereign, and can certificate.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Market asset detail and trade preview now expose the liquidity truth before action: settles now, returns as Sovereign, and can certificate.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Creator reserve certificates let an owner lock share capacity into…
Creator reserve certificates let an owner lock share capacity into a portable certificate without crediting themselves on mint.
Technical and authority boundary
Creator reserve certificates let an owner lock share capacity into a portable certificate without crediting themselves on mint.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Creator reserve certificates let an owner lock share capacity into a portable certificate without crediting themselves on mint.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Creator reserve capacity is consumed when certificate shares are sold…
Creator reserve capacity is consumed when certificate shares are sold, preventing the same reserve shares from being minted twice.
Technical and authority boundary
Creator reserve capacity is consumed when certificate shares are sold, preventing the same reserve shares from being minted twice.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Creator reserve capacity is consumed when certificate shares are sold, preventing the same reserve shares from being minted twice.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Public certificate pages now work as action-first ownership checkout pages
Public certificate pages now work as action-first ownership checkout pages: enter an amount, buy or sell, and Receiz ID starts only when needed.
Technical and authority boundary
Public certificate pages now work as action-first ownership checkout pages: enter an amount, buy or sell, and Receiz ID starts only when needed.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Public certificate pages now work as action-first ownership checkout pages: enter an amount, buy or sell, and Receiz ID starts only when needed.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Public certificate pages now allow signed-in non-owner holders to sell…
Public certificate pages now allow signed-in non-owner holders to sell their live shares from the shared certificate page.
Technical and authority boundary
Public certificate pages now allow signed-in non-owner holders to sell their live shares from the shared certificate page.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Public certificate pages now allow signed-in non-owner holders to sell their live shares from the shared certificate page.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
The certificate chart now flips to a live proof back…
The certificate chart now flips to a live proof back showing certificate token, status, available shares, mark, value, cost basis, P/L, pulse, settlement rule, source, and verification links.
Technical and authority boundary
The certificate chart now flips to a live proof back showing certificate token, status, available shares, mark, value, cost basis, P/L, pulse, settlement rule, source, and verification links.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- The certificate chart now flips to a live proof back showing certificate token, status, available shares, mark, value, cost basis, P/L, pulse, settlement rule, source, and verification links.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
User-facing funding language now says secure checkout, card funding, settled…
User-facing funding language now says secure checkout, card funding, settled value, and Sovereign PHI. Provider names stay internal implementation detail.
Technical and authority boundary
User-facing funding language now says secure checkout, card funding, settled value, and Sovereign PHI. Provider names stay internal implementation detail.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- User-facing funding language now says secure checkout, card funding, settled value, and Sovereign PHI. Provider names stay internal implementation detail.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Release-governed version surfaces for the package and service worker line…
Release-governed version surfaces for the package and service worker line now move to 63.2.0.
Technical and authority boundary
Release-governed version surfaces for the package and service worker line now move to 63.2.0.
- Why
- Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
- Capability enabled
- Release-governed version surfaces for the package and service worker line now move to 63.2.0.
- Compatibility
- The v63.2.0 compatibility record remains the exact boundary for this outcome.
- Migration
- The v63.2.0 migration record remains the exact adoption boundary for this outcome.
Purpose
Why it matters
Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
Available outcomes
Capabilities now available
Wallet settled value now counts explicit settledUsdCents metadata instead of…
Wallet settled value now counts explicit settledUsdCents metadata instead of treating every credit/debit as fully settled.
Users with positive PHI/unsettled value now get the PHI/entitlement UI…
Users with positive PHI/unsettled value now get the PHI/entitlement UI even if they were not originally entitlement-enabled.
Wallet and Market show the non-settled lane as Sovereign with…
Wallet and Market show the non-settled lane as Sovereign with a Φ amount and USD equivalent, not as generic ecosystem money.
Send and market-buy flows label mixed funding as settled dollars plus PHI
Send and market-buy flows label mixed funding as settled dollars plus PHI.
Wallet history now shows the same value receipt language on ledger activity
Wallet history now shows the same value receipt language on ledger activity: settled value, Sovereign PHI value, certificate shares when present, and funding source.
Wallet settlement notes are blocked unless the requested amount is…
Wallet settlement notes are blocked unless the requested amount is fully covered by settled balance.
Direct market sells no longer fail just because the full…
Direct market sells no longer fail just because the full sale is not backed by funded liquidity. The backed slice credits settled balance; the unbacked remainder credits PHI.
Direct market sells now patch the visible settled and Sovereign…
Direct market sells now patch the visible settled and Sovereign balances immediately from the known trade result instead of waiting for a page refresh.
Certificate owner liquidity sells now follow the same split
Certificate owner liquidity sells now follow the same split: backed value settles, unbacked value returns as PHI.
Market asset detail and trade preview now expose the liquidity truth before action
Market asset detail and trade preview now expose the liquidity truth before action: settles now, returns as Sovereign, and can certificate.
Creator reserve certificates let an owner lock share capacity into…
Creator reserve certificates let an owner lock share capacity into a portable certificate without crediting themselves on mint.
Creator reserve capacity is consumed when certificate shares are sold…
Creator reserve capacity is consumed when certificate shares are sold, preventing the same reserve shares from being minted twice.
Public certificate pages now work as action-first ownership checkout pages
Public certificate pages now work as action-first ownership checkout pages: enter an amount, buy or sell, and Receiz ID starts only when needed.
Public certificate pages now allow signed-in non-owner holders to sell…
Public certificate pages now allow signed-in non-owner holders to sell their live shares from the shared certificate page.
The certificate chart now flips to a live proof back…
The certificate chart now flips to a live proof back showing certificate token, status, available shares, mark, value, cost basis, P/L, pulse, settlement rule, source, and verification links.
User-facing funding language now says secure checkout, card funding, settled…
User-facing funding language now says secure checkout, card funding, settled value, and Sovereign PHI. Provider names stay internal implementation detail.
Release-governed version surfaces for the package and service worker line…
Release-governed version surfaces for the package and service worker line now move to 63.2.0.
Primitive boundary
Primitives affected
- proof
- identity
- ownership
- settlement
- provenance
- verification
- public-witness
- market
- certificate
- reserve
Compatibility
Compatibility
Archive compatibility evidence boundary
No dedicated compatibility record is bound to this projection.
Treat compatibility as unknown; version or date proximity is not evidence.
Migration
Migration
Required: unknown
No explicit migration source is bound; no migration is inferred from dates.
Qualification
Conformance
No immutable conformance evidence is assigned in this projection.
Control boundary
Governance
- Verification
- Unknown
- Declared change class
- No separate classification record
- Release approval
- No separate approval record
- Risk owner
- No separate assignment recorded
Publication, deployment, production smoke, and attestation remain independent evidence dimensions unless exact sources establish them.
Registry boundary
Registry
No registry is bound where the canonical release family does not carry one.
Archive projection
Audience, domain, and change-kind facets
- Audiences
- developers · businesses · creators · institutions · people
- Domains
- proof · identity · ownership · settlement · provenance · verification · public-witness · market · certificate · reserve
- Change kinds
- capability
Independent dimensions
Release boundary status
- Repository release
- Documented
- Git tag
- Absent
- Package publication
- Unknown
- Deployment
- Unknown
- Production smoke
- Unknown
- Signed attestation
- Unknown
Exact source bytes
Provenance
This Academy record is a projection beneath its sources. Record SHA-256 f7f2c4c0d6ad03adf70aefeffc45cd5d24c7c224c92f4e2f5d4c1ec659f9eeae. Source-family inventory: complete.
SHA-256 2864833f88c6294aa21a4d32e6e2bf46b7072678676008db50d52e5d62260bb7SHA-256 8b03308195db5fdbf25dcdd805dc450d2e7862c197449c5da3888dc5fbdb6308SHA-256 c58e8842626cf8928882887c320bb4ed2b9dbb13ef64db1868f0d288b55cb257SHA-256 b433b6aa71061955de2fb471f07237f37e4c5e25b6448f21b4d866eb9b4c2696